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Refinance Home Loan

Refinancing is the process of taking out a new mortgage to repay an existing loan: often because there has been a change in your personal or financial situation, or simply because you want a better deal on your home loan. While this can be with the same lender, it is also common to change to a different provider.

Some common reasons why you’d want to refinance your home loan may include:

🏠 To get a lower interest rate or competitive discounts;

🏠 Looking at fixing your home loan

🏠 You want to increase or decrease the amount or term of your loan.

✅ Borrow up to 90% on refinance and 95% plus on purchases

✅ Low Rates

✅ Loan terms up to 40 years

✅ Vacant land, Residential property, Commercial properties and Rural properties all expectable

✅ Bad credit and low credit scores are fine

✅ All types of income considered

If you’ve had your current home loan for a number of years, it’s likely that your needs have changed over that time. You may have a different financial situation, yet your current home loan may not have the range of flexible features and add-ons that have since become available.

Things to consider

When comparing home loans with a view to refinance, you should take into account any upfront and ongoing costs associated with exiting your current home loan and switching to the new loan. These may include a settlement fee, loan establishment fee, mortgage registration fee, loan service, and/or exit fees and charges.

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